How much transfer tax do you pay in Cataluña?

The general rate for buying a resale home is 10% up to €600,000 · 11% up to €900,000 · 12% up to €1,500,000 · 13% from €1,500,000. A progressive scale: each band is taxed at its own rate, as with income tax.

What reduced rates are there in Cataluña?

Buyers under 36: 5%. Large family: 5%. Single-parent family: 5%. Disability of 65% or more: 5%. Victims of gender violence: 5%. Officially protected housing: 7%. Rural municipality: 4%.

What if I buy a new build in Cataluña?

You will pay IVA at 10% plus stamp duty, whose general rate is 1,5%.

What value is it calculated on?

Since Ley 11/2021 the taxable base is the Catastro reference value whenever it exceeds the price stated in the deed. The Constitutional Court upheld this unanimously in its ruling 13/2026 of 12 February. If the reference value is lower, the declared price applies.

Transfer tax in Cataluña

General rate of 10% up to €600,000 · 11% up to €900,000 · 12% up to €1,500,000 · 13% from €1,500,000 when buying a resale home. A progressive scale: each band is taxed at its own rate, as with income tax.

Calculate your transfer tax

Autonomous community

Purchase price

Catastro reference value (optional)

The tax office calculates the tax on the reference value whenever it exceeds the price you pay.

It is a new build (you pay VAT instead of transfer tax)It will be my main home

Age

Income tax base

Transfer tax (ITP)

€20,000

General rate · 10.00% on €200,000

You are close to a lower rate

Rural municipality

€8,000

Only for small or depopulating municipalities.

Buyers under 36

€10,000

Depends on your income tax base.

The transfer tax is only one part. What can really cost you money are charges, debts and differences between the listing and the Catastro.

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This calculation is indicative and may contain errors. The rates come from , reviewed on . Always check the information with a qualified professional before making important decisions.

Reduced rates in Cataluña

Buyers under 36

Aged 35 or under on the purchase date.
Income tax base of €36,000 or less.
The home must be your main residence.

Large family

Large-family certificate.
Income tax base of €36,000 or less.

Single-parent family

Single-parent family certificate.
Income tax base of €36,000 or less.

Disability of 65% or more

Recognised disability of 65% or more.
Income tax base of €36,000 or less.

Victims of gender violence

Proven status as a victim of gender violence.
Income tax base of €36,000 or less.

Officially protected housing

Home with official protected-housing status.

Rural municipality

The home must be in one of the rural municipalities covered by the measure.
Temporary measure: in force until 16/07/2029.

Frequently asked questions

How much transfer tax do you pay in Cataluña?: The general rate for buying a resale home is 10% up to €600,000 · 11% up to €900,000 · 12% up to €1,500,000 · 13% from €1,500,000. A progressive scale: each band is taxed at its own rate, as with income tax.
What reduced rates are there in Cataluña?: Buyers under 36: 5%. Large family: 5%. Single-parent family: 5%. Disability of 65% or more: 5%. Victims of gender violence: 5%. Officially protected housing: 7%. Rural municipality: 4%.
What if I buy a new build in Cataluña?: You will pay IVA at 10% plus stamp duty, whose general rate is 1,5%.
What value is it calculated on?: Since Ley 11/2021 the taxable base is the Catastro reference value whenever it exceeds the price stated in the deed. The Constitutional Court upheld this unanimously in its ruling 13/2026 of 12 February. If the reference value is lower, the declared price applies.

Source

Decret llei 5/2025, in force since 6/27/2025. Last reviewed: 9/6/2026.

Read the official text

Transfer tax in other regions

Álava Andalucía Aragón Asturias Bizkaia Canarias Cantabria Castilla y León See all 21

And what the deed does not say?

You can calculate the tax. Charges, the seller's debts or square metres that do not match the Catastro, you cannot. Our AI reviews them and explains it to you.

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