How much transfer tax do you pay in Murcia?

The general rate for buying a resale home is 7,75%. A single rate on the whole value.

What reduced rates are there in Murcia?

Up to age 40: 3%. Large family: 3%. Disability of 65% or more: 3%. Protected housing under the special regime: 4%.

What if I buy a new build in Murcia?

You will pay IVA at 10% plus stamp duty, whose general rate is 1,5%.

What value is it calculated on?

Since Ley 11/2021 the taxable base is the Catastro reference value whenever it exceeds the price stated in the deed. The Constitutional Court upheld this unanimously in its ruling 13/2026 of 12 February. If the reference value is lower, the declared price applies.

Transfer tax in Murcia

General rate of 7,75% when buying a resale home. A single rate on the whole value.

Calculate your transfer tax

Autonomous community

Purchase price

Catastro reference value (optional)

The tax office calculates the tax on the reference value whenever it exceeds the price you pay.

It is a new build (you pay VAT instead of transfer tax)It will be my main home

Age

Income tax base

Does any of this apply to you?

Large familyDisability of 65% or moreProtected housing (VPO)

Transfer tax (ITP)

€15,500

General rate · 7.75% on €200,000

You are close to a lower rate

Up to age 40

€6,000

Depends on your age.

Large family

€6,000

Only for large families.

The transfer tax is only one part. What can really cost you money are charges, debts and differences between the listing and the Catastro.

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This calculation is indicative and may contain errors. The rates come from , reviewed on . Always check the information with a qualified professional before making important decisions.

Reduced rates in Murcia

Up to age 40

Aged 40 or under.
General tax base minus the personal and family allowance below €40,000.
The savings tax base may not exceed €1,800.

Large family

Legal status as a large family.
It must be the family's first main home, or replace the previous one by selling it within two years and with over 10% more usable floor area.

Disability of 65% or more

Degree of disability of 65% or more.
General tax base minus the personal and family allowance below €40,000, with a savings base of up to €1,800.

Protected housing under the special regime

Home officially classified as protected housing under the special regime.

Frequently asked questions

How much transfer tax do you pay in Murcia?: The general rate for buying a resale home is 7,75%. A single rate on the whole value.
What reduced rates are there in Murcia?: Up to age 40: 3%. Large family: 3%. Disability of 65% or more: 3%. Protected housing under the special regime: 4%.
What if I buy a new build in Murcia?: You will pay IVA at 10% plus stamp duty, whose general rate is 1,5%.
What value is it calculated on?: Since Ley 11/2021 the taxable base is the Catastro reference value whenever it exceeds the price stated in the deed. The Constitutional Court upheld this unanimously in its ruling 13/2026 of 12 February. If the reference value is lower, the declared price applies.

Source

Decreto Legislativo 1/2010 (TR de tributos cedidos de la Región de Murcia), arts. 6 y 7. Last reviewed: 9/6/2026.

Read the official text

Transfer tax in other regions

Álava Andalucía Aragón Asturias Bizkaia Canarias Cantabria Castilla y León See all 21

And what the deed does not say?

You can calculate the tax. Charges, the seller's debts or square metres that do not match the Catastro, you cannot. Our AI reviews them and explains it to you.

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